For Sale 22354 N Van Loo Dr. Maricopa, Arizona

In my efforts to market listings, I like to use video whenever possible. I believe it brings more attention to the property, peaks buyers interests and gets more people to view the home. I generally incorporate drone footage and professional photography and well as different camera angles and transitions in order to make the video more appealing and to keep the buyers interests.

In this latest marketing video, I learned a thing or two about keeping the interest on the video and thus on the house for sale. In general I tell my clients to hide the evidence of pets, but learning from my own dog, that may not always be the right way. I can't take all the credit for this one, I have to credit my creatively intelligent Pomeranian, Cookie. Enough talk, let's watch the video!

So let me know if you like the video! I appreciate if you share it with your friends and help make my dog a movie star. Just kidding, we just want to sell the house. Stayed tuned for more property videos, check my YouTube page for additional videos or call me today if there is a home you would like to buy or sell.

-Mr Knice Guy

New Conventional 3% Down Program

Traditionally Conventional loans required a 20% down payment in order to qualify, pushing anyone without a 20% down payment to consider using an FHA loan. An FHA loan is not a bad option unless you are looking to purchase a single family home more than $271,050. This is where the new conventional 3% down program comes into play.

Lets say you wanted to purchase a home for $300,000. Unless you had $60,000 to put down on the home you would need to use an FHA loan. FHA would only cover $271,050, leaving you with $28,950 to come up with out of pocket as well as the original down payment, if any, on the type of FHA loan you qualified for. 

With the new 3% conventional loan you can now purchase that same $300,000 home with only $9,000 for a down payment! That sure beats $28,950 on an FHA and surely beats the original $60,000 for the old conventional loan. 

So a few things to consider...  Can you qualify? Qualifications- The loan must be approved through Fannie Mae's automated Desktop Underwriter system and one borrower must be a first time home buyer.

What can you buy? Eligible properties- One-unit, primary residence; planned unit development (PUD), and Fannie Mae eligible condominiums.

Financing- 97% financing with a 3% down payment (gift funds allowed). Closing costs may be paid by the property seller, employer assistance, or with gift funds.

What about Mortgage Insurance? Flexible plans and payment options for mortgage insurance. No upfront mortgage insurance required. Unlike some other loan programs, mortgage insurance drops off automatically when the loan is paid down to 78% loan to value. 

Is this the solution you have been looking for to make your dream home ownership come true? If so contact me today for more details!  

Josh Knicely
JK Realty
480-330-0371
MrKniceGuy@jkrealtyaz.com
www.MrKniceGuysHomes.com